The holiday season is a time of giving, and charities often step up efforts asking for donations at this time of year. Unfortunately, some unscrupulous people are also looking for ways to get your money. Other charities spend a high percent of the donations on salaries and little money goes to those most in need.
Donating to a Charitable Organization
Roseville Police ask you to choose wisely before donating to a charitable organization. Make sure your money is going where you want it to go.
Ask about the charity’s goals and how much of every dollar collected is used for charitable purposes. Don't make a donation until you're satisfied with the answers. Charities with nothing to hide will encourage your interest.
Ask for a receipt showing the amount of the contribution and stating whether it is tax deductible.
Be cautious of solicitors who contact you by phone or who show up at your door unless you are confident they represent a reputable charity.
Be wary of charities responding to the latest disaster. Con artists know people want to help so they set up phony charities to get the money when people most want to give.
Contributions made to a "tax exempt" organization aren't necessarily tax deductible.
Do not provide credit card or bank account information until you have reviewed the information from the charity and are comfortable with your decision to donate.
Do not donate to solicitors who contact you by email.
Do not give cash. If paying by check make check payable to the charity, not to the individual collecting the donation.
If someone comes to your door, ask for written information including the name of the organization. Some disreputable organizations may use a name similar to a well-known charity, trying to fool the donor into thinking they are giving to the well-known charity.
According to the Better Business Bureau, more than 80% of the money raised by charities comes from individuals. Talk with a trusted friend or family member before making a charitable donation. The larger the donation, the longer you should think about it before transferring funds to the charity.